Ask the Experts: Mandatory Flu Shots | Employee Benefit Advisors

Question: Can we require our employees to get flu shots? Answer: While there is no law that prohibits employers from mandating flu shots — and in some states, the law requires all healthcare workers to get flu shots — you should carefully determine if the benefits to your business outweigh the risks. There has been … Continued

6 Reasons Self-Funded Plans Are Gaining Popularity

  Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year … Continued

2016 Election: Potential Impact on Health Benefits

Following the November 2016 election, Donald Trump (R) will be sworn in as the next President of the United States on January 20, 2017. The Republicans will also have the majority in the Senate (51 Republican, 47 Democrat) and in the House of Representatives (238 Republicans, 191 Democrat). As a result, the political atmosphere is … Continued

So why are Individual Medical Rates So High?

Individual Healthcare: Past, Present and Future I know you’ve read about the increasing premiums for individual health insurance plans. Or saw something about it on TV. Yes, premiums have increased. Let’s start with some history. Prior to ACA, individuals in Minnesota could purchase individual health policies from one of two places.  If you were healthy … Continued

NEW OPTIONS – Direct Primary Care

One of the first questions our clients and prospects have is “Can you help me with affordable health care options for my employees?” Yes, we can! For companies (like yours!) that have been besieged with annual healthcare cost increases, who have exhausted traditional cost containment strategies, incorporating direct primary care as a benefit offering allows … Continued