Individuals can recover from an accident or sudden illness with far less stress knowing cash is available for monthly bills and other personal obligations. Disability insurance, whether for long-term or short-term, can provide an income until a person is able to return to work. Some disability insurance plans can guarantee income until Social Security named retirement age.
The best disability insurance plan for any individual depends on his or her unique needs. It is wise to choose a disability insurance plan that takes into account how a person budgets their monies. Family, financial obligations, age, lifestyle, as well as total earnings, are all factors to consider in choosing the right plan.
Many employers offer a group disability insurance option which can be the perfect match for many employees. High-income individuals, in particular, should own disability insurance to be able to continue to enjoy their preferred lifestyle.
As with all insurance products, we offer several plans and tailor them to meet an individual or employer’s need.